Not all crypto is equal: Schwab maps where the money actually is in digital assets

A new report from Schwab breaks crypto into 3 layers — networks, infrastructure and products – and says most value is still concentrated at the base.

source https://www.coindesk.com/markets/2026/01/20/not-all-crypto-is-equal-schwab-maps-where-the-money-actually-is-in-digital-assets